Features & Benefits
Premium Saver
Links to free Premium Checking or Real Rewards
Automatic transfers of Premium Checking or Real Rewards earnings
- 2.00% APY* on balances as much as $100,000
- 2.00% to 1.25% APY on balances over $100,000 depending on balance in account*
- 0.05% APY* on all balances if qualifications are not met in Premium Checking or Real Rewards
- No monthly service charge
- No minimum balance to earn rewards
- $100 minimum deposit to open
Qualifications to Earn the Higher Rate
Qualifying for your Premium Checking and Real Rewards automatically qualifies you for the highest Premium Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Premium Checking or Real Rewards account during each Monthly Qualification Cycle:
- At least 12 debit card transactions
- At least 1 direct deposit, ACH payment, or ACH credit transaction
- Be enrolled in and agree to receive E statements
* Refer to Truth in Savings Disclosure for Details
Truth in Savings Disclosure
Savings
Your basic savings account. Debit card available only if a checking account is attached to savings.
- $100 minimum to open
- $25 minimum to avoid service charge
- Interest paid - Variable rate compounded daily paid quarterly
- ATM fees charged by bank are FREE at CNB owned ATM's and $4 at all other machines
- Withdrawals - No charge
- Automatic overdraft protection - Yes $10/transfer to checking
- $2.00 per month if falls below $25 minimum balance
Truth In Savings Disclosure.
Kids Savings
A savings account for children under the age of 18. A custodian will be required to open account.
- $25 minimum to open
- $0 monthly service charge
- $0 minimum to avoid service charge
- Interest paid - Variable rate compounded daily paid quarterly
- ATM fees charged by bank - N/A
- Withdrawals - No charge
- Automatic overdraft protection - N/A
- Piggy Bank with each new account - Various prizes for deposit milestones
Truth In Savings Disclosure.
Christmas Club
Your interest rate and annual percentage yield may change.
- $25 minimum to open
- $0 monthly service charge
- $0 minimum to avoid service charge
- Interest paid - Variable rate daily compound paid quarterly
- ATM fees charged by bank - N/A
- Withdrawals - N/A
- Automatic overdraft protection - N/A
- Matures the first week of November
Truth In Savings Disclosure.
Vacation Club
Your interest rate and annual percentage yield may change.
- $25 minimum to open
- $0 monthly service charge
- $0 minimum to avoid service charge
- Interest paid - Variable rate daily compound paid quarterly
- ATM fees charged by bank - N/A
- Withdrawals - N/A
- Automatic overdraft protection - N/A
- Matures the first week of May
Truth In Savings Disclosure.
*Rates subject to change without notice. Call Community National Bank at (309) 734-5131 for the latest rates and fees.