Features & Benefits
Free checking that pays high interest
- 5.00% APY* on balances up to and including $15,000
- .50% APY on balances over $15,000
- 0.05% APY* on all balances if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
- Link to free Premium Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly service charge
- $100 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Premium Checking account during each Monthly Qualification Cycle:
- At least 12 debit card transactions
- At least 1 direct deposit, ACH payment, or ACH credit transaction
- Be enrolled in and agree to receive E statements
* Refer to Truth in Savings Disclosure for Details
Truth in Savings Disclosure
- Get 5.00% cash back on debit card purchases*
- Earn on all types of purchases - no category restrictions
- Cash back earned on as much as $200 in purchases monthly
- Earn as much as $120 cash back per year, $10 per month*
- Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
- Link to free Premium Saver to build savings automatically
- No monthly service charge
- No minimum balance to earn rewards
- $100 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Real Rewards account during each Monthly Qualification Cycle:
- At least 12 debit card transactions
- At least 1 direct deposit, ACH payment, or ACH credit transaction
- Be enrolled in and agree to receive E statements
* Refer to the Truth in Savings Disclosure for Details
Truth in Savings Disclosure
Basic
Our basic checking account designed for everyday banking.
- $100 minimum to open
- Monthly service charge of $5.95 if falls below $100 minimum balance
- $100 minimum to avoid service charge
- No interest paid
- ATM fees charged by bank are FREE at CNB owned ATM's and $4 at all other machines
- Checks and misc - prices vary
- Automatic overdraft protection - Yes $10/transfer
- Checks returned to customer - No image statement available $5/mo
Truth In Savings Disclosure.
Easy Access
Designed for customers who use electronic banking, do not write checks and primarily use their debit card.
- $100 minimum to open
- $0 monthly service charge
- $0 minimum to avoid service charge
- No interest paid
- ATM fees charged by bank are FREE at CNB owned ATM's and $4 at all other machines
- Checks and misc - $5 per check if check is presented free bill pay
- Automatic overdraft protection - Yes $10/transfer
- Checks returned to customer - No E statements only
Truth In Savings Disclosure.
Basic Plus
The checking account with "perks". This account offers $20,000 accidental death insurance, a free box of checks each year, a free year rental of 3x5 safe deposit box, free notary service and no fee automatic transfer from savings. For other "perk" benefits see product brochure for information regarding all benefits.
- $100 minimum to open
- $8.95 monthly service charge
- $0 minimum to avoid service charge
- No interest paid
- ATM fees charged by bank are FREE at CNB owned ATM's and $4 at all other machines
- Checks and misc
- $20,000 Insurance
- 1 Box of Checks Free/Yr
- 1 Year 3x5 Safe Dep Box
- Automatic overdraft protection - Yes free transfers
- Checks returned to customer - No image statement available $5/mo
Truth In Savings Disclosure.
Now
The checking account that pays interest.
- $100 minimum to open
- $6.00 monthly service charge
- $500 minimum to avoid service charge
- $500 plus interest paid
- ATM fees charged by bank are FREE at CNB owned ATM's and $4 at all other machines
- Checks and misc - Prices Vary (1 box free/yr seniors)
- Automatic overdraft protection - Yes $10/transfer
- Checks returned to customer - No image statement available $5/mo
Truth In Savings Disclosure.
Now Plus
The checking account that pays a higher rate of interest on higher balances.
- $10,000 minimum to open
- Monthly service charge - $10.00 If falls below $10,000 minimum balance
- $10,000 minimum to avoid service charge
- Interest paid
- $0-24,999
- 25,000-$74,999
- Over $75,000
- ATM fees charged by bank are FREE at CNB owned ATM's and $4 at all other machines
- Checks and misc - Prices vary
- Automatic overdraft protection - Yes $10/transfer
- Checks returned to customer - No image statement available $5/mo
Truth In Savings Disclosure.
*Rates subject to change without notice. Call Community National Bank at (309) 734-5131 for the latest rates and fees.