REAL Rewards Checking

With this free checking account, earn cash back on debit card purchases — plus refunds on ATM withdrawal fees, every month you qualify!

Get 5.00% cash back on debit card purchases*

Earn on all types of purchases - no category restrictions

Cash back earned on as much as $200 in purchases monthly 

Earn as much as $120 cash back per year, $10 per month*

Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*

Link to free Premium Saver to build savings automatically

No monthly service charge

No minimum balance to earn rewards

$100 minimum deposit to open

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Real Rewards account during each Monthly Qualification Cycle:

At least 12 debit card transactions

At least 1 direct deposit, ACH payment, or ACH credit transaction

Be enrolled in and agree to receive E statements


And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

* Refer to the Truth in Savings Disclosure for Details

Truth in Savings Disclosure