Links to free Premium Checking or Real Rewards
Automatic transfers of Premium Checking or Real Rewards earnings
2.00% APY* on balances as much as $100,000
2.00% to 1.25% APY on balances over $100,000 depending on balance in account*
0.05% APY* on all balances if qualifications are not met in Premium Checking or Real Rewards
No monthly service charge
No minimum balance to earn rewards
$100 minimum deposit to open
Qualifications to Earn the Higher Rate
Qualifying for your Premium Checking and Real Rewards automatically qualifies you for the highest Premium Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Premium Checking or Real Rewards account during each Monthly Qualification Cycle:
At least 12 debit card transactions
At least 1 direct deposit, ACH payment, or ACH credit transaction
Be enrolled in and agree to receive E statements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Premium Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
* Refer to Truth in Savings Disclosure for Details
Truth in Savings Disclosure