Free checking that pays high interest
5.00% APY* on balances up to and including $15,000
5.00% to 1.09% APY on balances over $15,000 depending on balance in account*
0.05% APY* on all balances if qualifications aren't met
Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
Link to free Premium Saver to build savings automatically
No minimum balance to earn rewards
No monthly service charge
$100 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Premium Checking account during each Monthly Qualification Cycle:
At least 12 debit card transactions
At least 1 direct deposit, ACH payment, or ACH credit transaction
Be enrolled in and agree to receive E statements
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
* Refer to Truth in Savings Disclosure for Details
Truth in Savings Disclosure