CNB: Privacy Policy

Privacy policy

At Community National Bank we respect our customer's privacy. Our mission at Community National Bank is to provide our customers with the financial products they need, delivered with superior customer service and the peace of mind knowing that their personal information is secure. At Community National Bank we understand the customer's concern for privacy, and for the safety of their account. We want to assure you that we have taken steps, and will continue to take steps, to protect and safeguard your information.

This Privacy Policy describes our efforts to meet these objectives. It includes a summary of the personal information we collect, when it may be shared with others, and how we safeguard the confidentiality and security of information.

What Personal Information Do We Collect?
To serve you and manage our business, it is necessary to collect and maintain personal information about you. We obtain this information from applications and other forms you submit to us, from your dealings with us, and from consumer reporting agencies.

We may obtain information such as your name, address and date of birth from applications and forms you submit to us.
We may obtain information such as deposit balances and payment history from your other dealings with us.
We may obtain information such as the balances of your loans with other lenders and your payment history with other lenders from consumer reporting agencies.

Is Personal Information Shared with Others?
We do not disclose any nonpublic personal information about you to anyone, except as permitted or required by law. The exceptions that permit disclosure of nonpublic customer information to nonaffiliated third parties include:

Information necessary to carry out a consumer transaction, to maintain a consumer's account, to enforce the rights of the institution in carrying out the transaction, or to collect a debt.
To protect the confidentiality or security of our records, to prevent fraud, to control risks or resolve customer disputes, to persons holding a legal or beneficial interest relating to the consumer, or to persons acting in a fiduciary or representative capacity.
To provide information to attorneys, accountants and auditors of the financial institution.
In accordance with the Right to Financial Privacy Act to law enforcement or self regulatory organizations.
To consumer reporting agencies.
In addition, we will disclose nonpublic personal information as you may direct us to, but only upon receiving your written consent.

How Do We Protect the Confidentiality, Security and Integrity of Information about You?
We maintain physical, electronic and procedural safeguards to protect the information we collect about you.

Access to such information is restricted to individuals who need it in order to service your account and who are trained in the proper handling of such information.
Employees who violate the confidentiality requirements of Community National Bank are subject to disciplinary actions and possible termination of employment.
Community National Bank may also retain third party service companies to provide support services for maintaining your account information. Where third parties provide support services, we require them to conform to our privacy standards.

It is important that the information we maintain about our customers is accurate and complete. We will attempt to keep customer files up-to-date, and accurate. If you see information in any correspondence you receive from us that suggests that our information is inaccurate or incomplete, please notify the bank by writing to Community National Bank, 311 North Main Street, Monmouth, IL 61462, or by calling us at (309) 734-5131. If you decide to close your account(s) or your account becomes inactive, we will adhere to the privacy policies and practices as described in this notice.

This Privacy Policy has been prepared by Community National Bank. A copy of this policy will be provided to all customers annually, and at the time new customer relationships are established. This policy applies to all services and deposit and loan products provided by Community National Bank.

Welcome to Community National Bank in Monmouth