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  » Accounts » Checking » Disclosure :
 
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» Free Checking:
Fees - A cash machine transaction fee of $1 will be charged for each transaction performed at non-proprietary ATM's.  A non-proprietary ATM is a cash machine not owned by Community National Bank
» Regular Checking:
Minimum balance to avoid imposition of monthly maintenance fee - A minimum balance of $500 must be maintained to avoid imposition of monthly maintenance fee.  If the balance falls below $500 a maintenance charge will be imposed as follows:
Minimum Balance   Maintenance Fee
$400 - $499.99 $1.50
$300 - $399.99 $2.50
$200 - $299.99 $3.50
$100 - $199.99 $5.00
$0 - $99.99 $6.00

Fees - A cash machine transaction fee of $1 will be charged for each transaction performed at non-proprietary ATM's.  A non-proprietary ATM is a cash machine not owned by Community National Bank

311 North Main * Monmouth IL * (309) 734-5131  
» BanClub Checking:
Product brochures available for additional information regarding all benefits
Fees -
A maintenance fee will be imposed every statement cycle.  The amount of this maintenance fee depends on the amount of the accidental death insurance coverage applied for.  Current fees are as follows:
Insurance Coverage   Maintenance Fee
$10,000 $7.00
$20,000 $8.00

Fees - A cash machine transaction fee of $1 will be charged for each transaction performed at non-proprietary ATM's.  A non-proprietary ATM is a cash machine not owned by Community National Bank

» N.O.W. Checking:
Rate Information - This is a tiered rate account.  Your interest rate and annual percentage yield are based on the balance in your account.  The interest rates within the tiers may change.
Determination of rate and frequency of change - Rates are determined at the discretion of bank management.  We may change the interest rate on our account at any time.
Compounding and crediting frequency - Interest will be compounded every month and credited to your account every month.
Minimum balance to avoid imposition of fees - A monthly maintenance fee of $5 will be imposed every statement cycle if the balance in the account falls below $500 any day of the cycle.
Daily collected balance computation method - We use the daily collected balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on non-cash deposits -Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks).
Fees -
A cash machine transaction fee of $1 will be charged for each transaction performed at non-proprietary ATM's.  A non-proprietary ATM is a cash machine not owned by Community National Bank
» High Yield Checking:
Rate Information - This is a tiered rate account.  Your interest rate and annual percentage yield are based on the balance in your account.  The interest rates within the tiers may change.
Determination of rate and frequency of change - Rates are determined at the discretion of bank management.  We may change the interest rate on our account at any time.
Compounding and crediting frequency - Interest will be compounded every month and credited to your account every month.
Minimum balance to avoid imposition of fees - A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $10,000 any day of the cycle.
Daily collected balance computation method - We use the daily collected balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on non-cash deposits -Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks).
Fees -
A cash machine transaction fee of $1 will be charged for each transaction performed at non-proprietary ATM's.  A non-proprietary ATM is a cash machine not owned by Community National Bank
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* all rates subject to change without notice.
Call Community National Bank (309) 734-5131
Mon-Thurs 9:00-5:00 Fri 9:00-6:00 Sat 9:00-12:00
for the latest rates and fees
 
Member FDIC  Equal Housing Lender

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